After a 36-year fulfilling career in banking, Joseph retired in 2015 to start his own consultancy business and write a children’s book, “while I still have my health”. Today, he uses his many talen...ver maisAfter a 36-year fulfilling career in banking, Joseph retired in 2015 to start his own consultancy business and write a children’s book, “while I still have my health”. Today, he uses his many talents in music and art to give back to a life that’s already given him so much.ver menos